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Retail Insurance

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Ontario Retail Insurance– Free Quote Online

Our team specializes in Ontario retail insurance. Finding the best retail insurance coverage is easy with the help of the trusted team at McDougall Insurance. Whether you’ve been in business for 20+ years or are just starting out, having the right type and amount of retail insurance is essential. Every day that you pick up the phone or open your doors, your business faces risks. With our comprehensive retail insurance products and competitive rates, you can minimize those risks and keep your business operational.

What is Retail Insurance?

Retail insurance is a commercial liability package that is designed to protect retail owners from potential risks. As a retail store you are at risk of damage to your products or goods. Fire, theft and more could all impact your retail business. You’ll also need a commercial general liability policy which protects you against the everyday risk that can occur while someone is at your store. Even if it is accidental a slip and fall can occur and your general liability will protect you and cover legal expenses if these instances occur. Talk to our brokers about your retail business insurance needs which can also include:

  • Commercial auto insurance – if you use a vehicle to deliver goods or products you will need a commercial auto insurance policy.
  • Business interruption – if your business closes because of an insured peril you need business interruption to cover the loss you sustain from not being able to open.
  • Commercial property insurance – covers your stock, inventory or contents.
  • Product liability insurance – providing coverage against claims that your product caused damage or bodily injury to a third party.

You’ve worked hard to build your retail business. Let us protect it for you. Our brokers will work closely with you to determine what the right type and amount of coverage is right for your needs.

retail insurance at Luna Boutique in Picton

Cyber Coverage for Retail Business Insurance

The way we transact business in the retail world today is very different than the past. E-commerce, the use of the internet and so many other factors are now a major factor in the retail insurance space. Cyber liability coverage is designed to protect retail store owners from potential risks. When you take clients information or payment information on your website incidents can arise. Credit cards can be leaked or hacked, client information can be hacked, data can be leaked, the list goes on. Cyber protection has become an essential component to a retail insurance policy. Get a quote today!

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Areas We Serve

What Our Customers Are Saying

Teresa Loader

We are very pleased with the service provided by Rosie Tejnor at McDougall Insurance in Cobourg. She is always there to answer any questions or concerns we have. The staff is also very friendly, its nice to walk into the office and feel welcomed and greeted with a smile.Thank You Teresa

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Todd Carrol

It’s not like calling an insurance company, almost like calling someone you’ve known for along time.My wife and I have always been taking care of the way we expect too be there. I wouldn’t hesitate in recommending McDougall to anyone

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Matt Acott

I now have 3 vehicles insured through DLK. Blake always takes great care of me and puts the best price and best coverage for me at his highest priority. Thanks Blake and DLK! I recommend DLK and Blake to all my friends, family and even to any stranger looking for the best insurance company!

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Darby Flindall

Kristen Fletcher in the Brighton office has been super helpful and knowledgeable with all of my business insurance needs and questions over the past years since we switched to McDougall. She works hard to keep me at the best possible rate, and she is easily reached. I appreciate the help and that it is local, as it saves me time. The other staff in Brighton are also very nice and helpful as well!

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