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That’s right! D.S. Currey & Son Insurance Brokers has merged with McDougall Insurance & Financial. McDougall has been operating in Ontario since 1946 and is the largest broker in Eastern Ontario. Our office in Nepean gives us a great place to serve clients in Ottawa, our Nation’s Capital. When it comes to finding the right insurance in Ottawa, you’ve come to the right place. Having the right insurance coverage can prevent out-of-pocket expenses during emergencies or disasters. Without insurance, individuals may face serious financial consequences from unexpected losses. Because of our size, we have more coverage options and insurance services for all your insurance needs. We can write anything from commercial insurance, to home and auto, life insurance and recreational products. All your insurance under one roof. We are the Ottawa insurance broker for you!
Our McDougall Community Contest is Back for 2026!
This is the 13th year of our McDougall Community Contest! We will be awarding three prizes worth a total of $10,000 to local charities, non-profit organizations or community projects.
Check out the contest here.
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Business: (613) 288-3644
Fax: (613) 288-3645
Ottawa Insurance Products
Our Staff in Ottawa
Why McDougall for Your Ottawa Insurance Needs?
As the largest insurance brokerage in Eastern Ontario, McDougall Insurance strives to make sure that our clients get the right coverage that they need. Insurance should never be difficult, so that’s why our team is staffed with some of the most knowledgeable insurance experts in the industry. Insurance brokers offer independent advice and represent the consumer, not a single insurance company. Independent insurance brokers in Ottawa offer unbiased options and advocate for their clients’ best interests.
We have 75 years of experience in the world of insurance and represent over 30 insurance companies, including economical insurance and other top providers. A good insurance broker typically works with 10 to 15 or more insurance carriers to provide competitive pricing and options. We’re confident that we can find you the best coverage options at the best prices to help you save money on insurance premiums. Brokers can also discover discounts, such as bundling policies or installing security systems. Our team makes it easy to find the right car and home insurance coverage that fits your needs and budget.
At McDougall Insurance, we value being real people delivering excellent service while meeting our Ottawa clients’ personal insurance needs. Insurance brokers in Ontario are regulated by the Registered Insurance Brokers of Ontario (RIBO), ensuring professional standards are met. Can you believe we started as an office of just three people? Since then, we’ve grown to be an organization with tens of thousands of policyholders. When you want the right protection, McDougall provides Ottawa insurance products that can’t be matched anywhere else.
Discuss with our Ottawa insurance brokers today to figure out the ins and outs of your insurance policy, as Ottawa insurance brokers provide transparent and unbiased coverage options tailored to your needs, including accident benefits coverage, medical expenses, and how premiums vary depending on your driving habits and see what we have available to cover you, your business, and your family. It’s really that simple. Get a free insurance quote with us today to see how “frugal” our insurance can be.
Ottawa Car Insurance
Car insurance is mandatory in Ontario, as all registered vehicle owners in Ottawa are required to carry auto insurance with a minimum of $200,000 in third-party liability coverage, providing protection for damages and medical expenses resulting from accidents. We now have an office in Ottawa thanks to our merger with D.S. Currey & Son Insurance Brokers Ltd. We have a ton of car insurance markets offering unique auto insurance policies, multiple quotes, and discounts like winter tires savings to help Ottawa drivers save money! Car insurance in Ottawa averages around $2,071 annually, which is lower than the provincial average, meaning drivers in Ottawa are saving approximately $708 each year. If you are in the Ottawa area looking for reliable and affordable car insurance, contact our highly experienced Ottawa insurance brokers for a free quote. Our Ottawa insurance brokers understand that everyone’s driving situation is different and we work hard to uncover your needs so we can find you the best coverage for an affordable price.
Remember: Ottawa’s harsh winter months can increase the risk of accidents, which may impact claims and insurance premiums.
Ottawa Home Insurance
Ottawa has homes ranging from newly built to historical masterpieces, located in town or in the rural countryside and Ottawa residents need customized home insurance options, including cottage insurance and comprehensive coverage. Further, with your home being your biggest asset, it is crucial to ensure your home is properly insured to reduce risk and cover damages effectively. Home insurance helps protect against damage from fire, water, theft, and liability risks. Our Ottawa home insurance experts will take the time to treat your biggest asset with the utmost importance and ask you the vital questions. Whatever your situation, we’ll take care of you and your home. Get a quick, no-obligation Ottawa insurance quote for your home today!
Coverage will vary by policy, so be sure to check in with an Ottawa insurance broker to assess what your protection includes. Here are some of the items that can be covered under your home insurance:
- Liability coverage
- Detached structures
- Dwelling repairs and replacements
- Personal property
- Damages by insured perils, including:
- Lightning
- Explosion
- Falling objects
- Electricity
- Vandalism or theft
- Fire
- Water (some exceptions)
- Smoke
- Hail or windstorm
- Ice or sleet
An Ottawa insurance broker is your best resource when it comes to understanding the extent of your policy, as insurance brokers in Ottawa also provide claims support and guidance during emergencies. Get in touch with us today.
Ottawa Business Insurance
Ottawa is comprised of farms of all sizes, small towns filled with locally owned, quaint shops, restaurants and many other admirable businesses, as farm insurance in Ottawa can be tailored to cover operations, liability, and personal property based on the size and type of farm. When you operate a business, you are responsible for looking after your organization and its assets from whatever perils it may face with the right business insurance solutions and commercial insurance coverage. Whether you’re a small business or a larger industry, you might potentially be exposed. Business insurance helps protect companies from financial loss and allows owners to focus on growth with peace of mind.
McDougall Insurance has expertise in insuring all your business needs, and we even have access to hard-to-place insurance markets for those items that fall outside the box, as not all brokers are specialized in the same areas, and some are experts in niche coverage like cyber or high-value home insurance. Our business insurance brokers will help you to find Ottawa insurance coverage that is right for you so you can focus on your main priority: operating a successful business.
Here are some of the industries that we offer insurance products to in the Ottawa area:
- Auto/Car Dealerships
- Auto Fleets
- Community Living Organizations
- Construction
- Environmental
- Farms
- Garages
- Golf Courses
- Landscaping
- Lumber
- Manufacturing
- Metal Fabricators
- Municipal
- Non-Profit
- Professional
- Rental Properties
- Surety
- Transportation
- Waste Management
Check in with one of our commercial insurance brokers and let us work with you so that we can come up with a specific plan to insure your business the right way.
Ottawa Recreational Insurance Quotes
We want you to take advantage of all the beautiful waterways, trails and countryside that Ottawa has to offer, without worrying about your coverage. McDougall Insurance & Financial has experience in insuring everything from ATVs, snowmobiles and motorcycles to RVs and boats insurance. We’re different than any other brokerage in Eastern Ontario because we have access to over 30 insurance markets and can provide our clients in Ottawa with reliable insurance products tailored to their personal needs. Contact McDougall Insurance today and have one of our recreational insurance brokers answer all your questions and find you the coverage you need.
Ottawa Insurance Quotes – FAQs
You can get car, home, business, life, and recreational insurance in Ottawa. A broker can help you find the right coverage for your needs.
Yes, car insurance is required for all drivers in Ottawa. You need a minimum level of liability coverage to drive legally.
The cost of car insurance in Ottawa is often lower than in many other cities in Ontario. Your price will depend on your driving history, vehicle, and coverage choices.
Your rate can depend on your driving record, the type of vehicle you have, where you live, and how often you drive. Weather and road conditions can also play a role.
Home insurance usually covers damage from fire, water, theft, and some weather events. It can also protect you if someone is injured on your property.
Yes, you can combine your car and home insurance. This can make things easier to manage and may help you save money.
A broker works for you, not the insurance company. They compare options and help you find coverage that fits your needs.
Yes, brokers can find discounts, compare different companies, and suggest ways to lower your costs.
Business insurance helps protect your company from financial loss. It covers things like property damage, liability, and other risks.
Yes, brokers can guide you through the claims process and help you get the support you need.
Yes, your coverage can be tailored to fit your situation, whether it’s for your home, vehicle, or business.
You can contact a broker, share a few details, and they will provide options from different insurance companies.
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